Mark Cameron Yachts

Moody S38

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3 Double cabin layout with fractional rig.



Lying: Maryport, Cumbria, United Kingdom

General Information

Manufacturer/ModelMoody S38
NameFCNK (Fur Coat No Knickers)
DesignerBill Dixon
New or UsedUsed
Sale StatusAvailable
LyingMaryport, Cumbria, United Kingdom


Hull ConstructionGRP with fin keel
Keel TypeFin Keel


EngineVolvo Penta MD2040-B marine diesel engine. 40hp Three-cylinder engine naturally aspirated and indirectly cooled. Volvo Penta MS120 sail drive.
Fuel Capacity182l


Drinking Water Capacity364l


With a total of just 60 Moody S38’s being built the yachts are a rare find with many being retained by their owners for decades. Designed by Bill Dixon with a focus on performance cruising, the aft cockpit is a departure from the traditional centre cockpit cruising Moody's.

Built to the normal high standards expect of the Moody brand; under the supervision of Llyods the S38 has proved to be a desirable quality cruising yacht. Capable of podium finishes in club races when fully crewed and equally at home making long offshore passages short handed. Many examples have completed extended transatlantic blue water cruises.

‘Fur Coat No Knickers’ (FCNK) is with her third owner since her launch in 1996. Below decks she is the three cabin layout. Optimised for cruising she benefits from not having been thrashed around the cans and has enjoyed continual maintenance and upgrading throughout the fourteen years shes has been with her current owners. Inventory highlights include:

Volvo Penta MD2040 marine diesel engine with sail drive, continually maintained throughout current ownership
Saildrive hull diaphgram replaced 2016
Coachroof opening portlights removed and professionally serviced spring 2024
MaxProp 3 blade feathering propellor
Raymarine EDS7 MFD display with Raymarine Quantum digital radar scanner (2017)
Raymarine ST6002 autopilot
Garmin 550 standalone plotter
Icom M71 DSC VHF
Plastimo Neptune 4500 gas cooker (2008)
Eberspacher diesel fired blown air heating system
Standing rigging replaced completely in 2018
Running rigging replaced during current ownership
Quantum Sails cruising laminate Mainsail and genoa, high quality performance cruising sails (2011).
Quantum Sails spinnaker (2011).
Tender and Outboard.

The large aft cockpit has all lines leading aft and is easily sailed by a crew of just two. Below decks there are three spacious double cabins and two heads providing comfortable accommodation for a crew of seven.

‘Fur Coat’ is a well presented tall fractional rigged fin keel version with three double cabins and is offered with a full 'ready to sail' inventory. The vessel is located in Whitehaven Marina, afloat and in commission.


Hull Construction:
Single piece, GRP moulded hull with small stub keel.
GRP moulded structural floors and stringers.
Plywood bulkheads fully glassed to hull.
Moulded liner to form base of cabin sole and joinery units.
Hull finished externally in original white Gel coat with discreet style stripes in navy blue.
Underwater hull finished in navy antifouling

Deck & Superstructure Construction:
Single piece GRP moulded deck with integrated self-draining cockpit and transom.
Moulding finished in white Gel coat.
Moulded non-slip pattern panels to finish deck and coach roof.
Cockpit seating and sole finished in supplier fitted ‘Tek Dek’.
Coachroof opening portlights removed and professionally overhauled, spring 2024

Keel & Rudder:
Fin keel.
Iron construction, bolted to GRP hull.
Skeg hung rudder


Engine & gearbox:
Volvo Penta MD2040-B marine diesel engine.
Three-cylinder engine naturally aspirated and indirectly cooled.
Volvo Penta MS120 sail drive.
Single lever morse control
Full set of cruising spares aboard

Maintenance & Performance:
Engine professionally serviced spring 2020 including Oil and fuel filter, antifreeze, thermostat and cap and raw water impellor
Raw water pump replaced winter 2018/19
Engine F/W cooling pump replaced winter 2018/19
Exhaust injection elbow replaced winter 2018/19
Saildrive hull diaphragm replaced winter 2016 with sail drive serviced by Volvo
Injection pump serviced and re-calibrated 2014.
Cruising speed under engine 7-7.5kts

Propulsion & Steering:
Max-Prop 3 blade bronze feathering propeller
Whitlock steering pedestal
Cable drive system
Stainless steel wheel
Emergency tiller.

Raymarine ST6002 Auto pilot
Raymarine Linear drive unit direct to quadrant.


Voltage systems:
12VDC onboard power system.
240VAC shore power system.

Shore Power:
Hardwired, factory fitted system
Single 16amp connection in cockpit with Hubble marine grade socket.
Extension lead with blue 3 pin plug and Hubble plug
RCD protected
Incoming voltage supply indicator
Polarity indicator.

Battery Banks:
Domestic Bank – 2x 125Ah, 12VDC, AGM battery.
Engine Bank - 1x 100Ah AGM, 12v, battery

Single engine driven alternator.
Upgraded, higher capacity 100 amp unit fitted 2012

Battery Monitor:
Voltage indicatior on switch panel.


Fresh Water:
Fully pressurised hot and cold water system
Hot water provided via engine heated calorifier with immersion heater
Hot and cold mono-bloc mixer faucets in galley and both heads.
Dedicated shower heads in both heads.

Bilge Pumps:
Manual bilge pump in cockpit
Electric bilge pump with manual and auto switching


Single fuel tank
Approximate capacity 182ltr
Tank removed from boat, cleaned and inspected 2016

Fresh Water:
Twin tanks
Approximate combined capacity 364ltr


On Deck:
Depth - Autohelm ST50
Speed/Log - Autohelm ST 50
Wind - Autohelm ST50
Plotter/Radar - Raymarine ES7 MFD display at wheel (2017) displays all navigation data from the Raymarine SeaTalk network with the systems interfaced through an NMEA convertor providing Bluetooth control
Radar - Raymarine Quantum digital scanner on mast ScanStrut (2017)
Compass mounted on pedestal

Below Decks:
Garmin 550 plotter at chart table – Connected to DSC VHF (2008)

Communications Equipment:


Plastimo Neptune 4500 gas cooker (2008)
Double stainless steel sinks

Built in top loading fridge below galley counter top with integral freezer compartment.
Frigoboat chiller plate
Danfoss air-cooled compressor

2x Jabsco manual marine toilets
Aft heads replaced with new unit 2014
Both heads discharging overboard

Eberspacher D4, diesel fired blown air system.
Outlets in all cabins and both heads.
Thermostatic cabin controller.

Overhead lighting throughout accommodation
Reading lights in way of bunks
Concealed comfort lighting in saloon

Stereo - Kenwood KDC-W7541V head unit with USB connectivity.
Sony speakers in saloon


Summary of Accommodation:
Master forward double cabin with en-suite heads
Twin double aft cabins, port cabin with en-suite access to aft heads
Occasional berth in saloon
Twin heads, both with manual toilets and showers

Accommodation Finish:
Joinery work below decks of teak veneered plywood.
Trims of solid or laminated, moulded teak sections.
Traditional teak and holly style soleboards
Mould GRP headlining throughout.
Heads conrstructed from easy clean mouldings.
New upholstery fitted to all upholstery in current ownership

Description of Accommodation from Forward:

Forward Cabin:
Master cabin with en-suite heads.
Accessed from saloon with door to port forward.
Standing headroom at aft end
Twin V-berth with infill to create a double bunk.
Lockers run the length of the berth outboard and overhead
Compact dresser unit and hanging locker to port aft.
Large opening deck hatch provides light and ventilation.

Forward Heads:
Accessed through forward cabin, starboard side.
Self-contained compartment constructed from an easy clean moulding.
Inward facing manual marine toilet with fold-over cover to make compartment into wet room when using shower.
Wash hand basin and small counter forward inboard
Stainless steel grab rail around vanity unit lockers outboard.
A full sized domestic shower head
Opening deck hatch replaced with new item 2015

Bright open saloon spanning full width of boat.
Wrap around U-shaped settee provided to starboard with a bench settee to port.
Port side bench settee converting to a single bunk with hidden 'trotter' box extending the length.
Centrally mounted drop leaf saloon table provides access forward to port.
With both leaves folded out the table can easily accommodate a full crew using the port side settee.
Storage drawer and bottle locker are provided within the table.
Storage lockers and shelves are provided overhead outboard, port and starboard.

Navigation Station:
Located aft of the port saloon settee
Forward facing navigators seat aft of the chart table.
Storage provided within table for charts.
Drawers beneath table forward.
Storage lockers outboard.
Ships switch panel is mounted outboard.

Open to the saloon, located to starboard of companionway.
L-shaped galley with island aft.
Gimbal mounted stove is within a recess at the aft end.
Infill section of worktop to provide additional working space over stove when required.
Top-loading fridge is built in beneath the worktop forward outboard.
Twin stainless steel sinks are inboard.
Good selection of lockers and drawers beneath the worktop and outboard.

Aft Heads:
Situated opposite the galley to port.
‘Jack & Jill' style twin door entry from the saloon or port aft cabin.
Self-contained compartment constructed from an easy clean moulding.
Inward facing manual marine toilet with fold-over cover to make compartment into wet room when using shower.
Wash hand basin and small counter aft with stainless steel grab rail around.
Vanity unit lockers are situated outboard.
A full sized domestic shower.

Port Aft Cabin:
Large double cabin
En-suite 'Jack & Jill' access to the aft heads.
Standing head room at forward end of cabin.
Double berth extending aft and below cockpit sole.
Forward of berth outboard, dresser unit with hanging locker forward.
Opening portlight to companionway inboard.
Access to the engine space is also provided.
Large bin lockers beneath berth.
Starboard Aft Cabin:
Large double cabin.
Standing head room at forward end.
Double berth extending aft.
Lewmar escape hatch accessing the cockpit
Forward of berth outboard, dresser unit with hanging locker forward.
Opening portlight to companionway inboard.
Dresser unit provided outboard of berth aft with hanging locker forward.
Side access panel to engine space.


Deck stepped, twin spreader, 9/10ths fractional sloop rig.
Mast and spars manufactured by Selden in silver anodised alloy.
Standing rigging of Dyform stainless steel wire with roll swage terminations and Selden chromed bronze rigging screws.
Standing rigging fully replace by Allspars in Aug 2018
Furlex genoa roller reefing system.
Single line reefing for mainsail (three reefs) all lead aft to cockpit.
Adjustable backstay with cascade block and tackle system on port quarter.
Selden rod kicker.
In-Boom reefing pennants all replaced winter 2018/19
Mainsail and Genoa halyard upgraded to cruising Dyneema 2015.
Running rigging all inspected annually and replaced as required during current ownership
Lewmar Ocean series Genoa tracks & cars.
Lewmar Domino rope clutches port & starboard sides of companionway.
Lazy jacks rigged to stow when not in use.

Primary Winches – 2 off Lewmar 48, self tailing, two speed, chrome
Halyard winches – 2 off Lewmar 30, two speed, chrome
Roller reefing winch – 1 off Lewmar 8, two speed, chrome

Mainsail – Quantum heavy quality cruising laminate, Tri-radial cut, loose footed, three slab reefing fully battened, lightly used. (2011)
Genoa - Quantum heavy quality cruising laminate, Tri-radial cut roller reefing. Lightly used. (2011)
Spinnaker – Quantum tri radial broad to close reaching high quality asymmetric spinnaker with dowsing system making short handed sail handling easy.

Canvas Work:
Mainsail Cover – Stackpack with lazy jacks and mast boot, Blue fabric.
Spray hood - Blue fabric, windows forward. On stainless steel 3 hoop frame with grab bar running along aft edge.
Dodgers – 2 off
Halyard Bags – 2 off fitted on bulkhead adjacent companionway.,

Anchoring & Mooring:
Bower Anchor – Rocna 20kg anchor on chain/warp rode.
Windlass – Lofrans Kobra manual windlass. Full service winter 2019/20
Selection of Mooring Warps
Selection of Fenders

Wetline 2.7m inflatable dinghy with inflatable floor
Honda 2hp outboard, very lightly used

Stainless steel pulpit and pushpit rails.
Stainless steel stanchions supporting stainless steel guard wires.
Guard wire gate in transom between port and starboard pushpit rails.
Anodised alloy toe rail running length of decks outboard.
Stainless steel, twin bow roller stem head fitting.
Below deck level anchor locker, with windlass mounted within.
Alloy mooring cleats located forward, amidships and aft.
Reefing lines and halyards lead aft from mast through ducts below deck level on port and starboard sides of coach roof.
Solid teak grab rails on coach roof outboard edges from spray hood forward to mast step.
Mid boom mainsheet track spanning coach roof forward of spray hood.
Moulded cockpit coamings running length of cockpit.
Primary winches mounted on coamings.
Cockpit sole and seating finished in ‘Tek-Dek’ panels.
Bench seating port and starboard with small bridge deck forward and thwart seat aft of pedestal.
Halyard rope clutches and winches port and starboard sided of companionway.
Cokcpit lockers beneath aft sections of port and starboard cockpit seating.
Central section of seating aft of helm fold down to create walk-thru transom.
Folding swimming ladder forming part of folding transom section.
Outboard storage bracket on port pushpit rail.


General note on safety equipment: Any safety equipment such as liferafts, Epirbs, fire extinguishers and flares etc. are usually personal to the current owner(s) and if being left on-board as part of the sale of a used vessel may require routine servicing, replacement, or changing to meet a new owners specific needs.

Navigation Lights:
Masthead tri-colour
Masthead anchor light
Steaming light
Deck flood light
Low level navigation lights

Life saving:
Viking Rescue U eight man life raft (Not economical to service)
MOB Recovery Sling - KIM system, secured to starboard pushpit rail. (2017)
Horseshoe Buoy

In this case we are acting as brokers only.
The Owner is not selling in the course of a business. whilst every care has been taken in their preparation , the correctness of these particulars is not guaranteed. The Purchaser is strongly advised to check the particulars and where appropriate at their expense to employ a qualified Marine Surveyor to carry out a survey and/or to have an engine trial conducted which if conducted by us shall not imply any liability for such engine on our part.
This vessel is offered subject to prior sale, price change, or withdrawal without notice

Enquire about this Boat

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    Please note all our listed yachts are privately owned and located in the owner's home port or marina. Due to the varying geographical marina locations of our yachts and the subsequent travel time and distances involved, please only make travel arrangements to view if actively considering purchase.

    Office Hours Mon- Fri 08.30 – 18.00
    Saturday & Sunday by prior appointment

    For more information or to arrange an appointment please contact Mark Cameron Yachts

    Tel: +44 (0)7988 763254
    Email: [email protected]